Jewelry Insurance – A Must for Travelers

Jewelry Insurance – A Must for Travelers

Do you remember back in 2011 when my wedding ring was stolen by a mini bar attendant from my parents’ hotel room at  Caesar’s Palace in Las Vegas? I made the mistake of leaving it in my purse in the room while I took the kids to swim. We were stationed in Vegas at the time and spent a lot of times at the hotels there.

20140720-173500-63300236.jpgIt was devastating for me when I realized it was gone. It was actually my new wedding ring and I had only had it for 11 months at that time.

I tend to be abnormally attached to my jewelry and associate it with those that gave it to me and the memories they hold, so you can imagine how attached I became to my ring. (My friend Ashlee can speak on this and it’s kind of embarrassing, but what can I say I love jewelry. Here is my new favorite piece of jewelry right now. It is a bracelet that I kind of threw together. I ordered the Texas piece to come with a wrist band that didn’t come in so I ended up attaching it to a watch band I found on Etsy. It wasn’t very expensive but I love it! (You know how us Texans can be about our state!)20140715-085738-32258587.jpg

 

 

Eventually, I was lucky and got my ring back, but that is the exception. I went through an entire series of events that would take too long to explain in just this one post.

But here are some of the things I learned:

  • GET JEWELRY INSURANCE!
  • Then, once you have it double check to make sure you have enough coverage. I had my ring insured for the amount I paid for it, not what it was worth, which just so happened to be a difference of $3,000 dollars.
  • Always, always use the in room safe.
  • Never take your wedding ring off and leave it in a hotel room. It doesn’t matter if it is hidden. Multiple people working at the hotel have access to your room.

If you have not purchased jewelry insurance you should. I make sure I always have enough coverage now, especially before I travel. I worry about staying in hotels all the time now, but having adequate jewelry insurance takes a lot of that stress off me. I have tried to be one of those people that just does not take their jewelry with them when they travel, but that just doesn’t work for me. I feel like my outfit is not complete without my jewelry on. I even travel with a special case for my jewelry. This way I am sure to always put it away, the jewelry is protected, and it is easy to pop in and out of the hotel room safe.
jewelry travel case

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Consider getting jewelry insurance from Perfect Circle Jewelry Insurance and here is why.

  • They will repair or replace jewelry that is lost, stolen, damaged or mysteriously disappears and there is NO DEDUCTIBLE required.
  • Coverage also includes loose stones while they are being set by your own jeweler. Standard homeowners’ policies may only provide limited jewelry protection or exclude jewelry damage or loss.
  • They allow you to use your jeweler, not just some random company. (Now, this may not seem important, but I can tell you first-hand how incredibly stressful it was to have my wedding ring stolen and my jeweler was awesome. She provided every piece of documentation I needed and found an exact replacement.)
  • They offer worldwide coverage. (What good would a US only policy do you if your stuff is stolen in Germany or Italy?)

 

By | 2017-12-19T09:18:33+00:00 July 15th, 2014|Travel Tips|1 Comment

About the Author:

Meagan is the author and host of Mommy Travels, a family travel and lifestyle blog. She has been traveling the world with her three kids for over a decade and loves sharing her adventures and tips with others.

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